90 DAP (90 Days Assessment Program)

Embark on a guided 90-day journey to transform your finances and kickstart generational wealth. This foundational program provides a step-by-step roadmap to shift your mindset from short-term credit repair to long-term wealth building. Through small-group coaching and expert guidance, you'll gain the knowledge and structure needed to turn financial literacy into real economic growth.

Program Overview

Our 90DAP is a comprehensive 90-day roadmap designed for ambitious professionals and entrepreneurs ready to build wealth. It’s not just about fixing credit – it’s about leveraging it as a tool for prosperity. The program introduces essential financial literacy concepts, practical business startup guidance, and smart strategies to manage and apply credit effectively toward your goals. Clients begin here to establish a strong foundation in structuring financial goals and converting knowledge into long-term value.

• Financial Literacy Mastery: Build a solid understanding of budgeting, investing, borrowing, and money management. Given that about 66% of Americans are considered financially illiterate (lacking basic money skills), our program fills this critical gap. You’ll learn how to avoid financial roadblocks and decrease the chances of economic distress through savvy money habits.
• Business Startup & Growth: Get step-by-step guidance on turning an idea into a business. From choosing the right business structure to developing a growth strategy, we cover the startup essentials. Whether you’re launching a side hustle or expanding an existing venture, you’ll have a roadmap for success.
• Credit as a Wealth Tool: Move beyond “credit repair” and learn to use credit strategically. We teach you how to build strong credit, then apply it for asset building – for example, financing a business or investment the right way. You’ll discover how to manage debt and credit lines to create value, not headaches.
• Structured Goal Planning: Work with experienced consultants to set clear financial and business goals. We break down your 90-day plan into actionable weekly milestones, so you can track progress and stay accountable. By the end of the program, you’ll know how to turn new knowledge into tangible long-term wealth outcomes.

Importantly, our approach is built on proven principles used by top consulting firms. There’s a reason the consulting industry is a $374 billion market – structured, expert guidance gets results. Leading business consulting companies like BCG and McKinsey each generate over $10 billion in annual revenue by providing clients with strategic roadmaps and actionable advice. We’ve distilled that high-impact consulting approach into a program tailored for individuals and small business owners. In other words, you’re getting a Fortune 500-style consulting experience to elevate your personal financial life.

Who Is It For?

Our 90-day program is designed for motivated wealth-builders from all walks of life. You’ll feel right at home if you are:

• Working Professionals – aiming to strengthen your financial foundation and turn income into lasting wealth.
• College Students – seeking practical money management and business skills not taught in classrooms, so you can graduate with a game plan.
• Small Business Owners – looking to scale your business, improve cash flow, and use credit wisely to fuel growth.
• Teen Entrepreneurs – ambitious teens with businesses or big ideas, ready to learn how to start strong and build a legacy from an early age.

No matter your background, if you have the drive to succeed and a vision of financial freedom, this program will meet you at your level and guide you upward. Each concept is delivered in a premium yet down-to-earth way, making wealth-building both aspirational and practical for our diverse audience.

Small Group, Big Impact

One of our key differentiators is the small group format. We intentionally keep group sessions very limited in size to ensure you get personalized attention and can network closely with like-minded peers. In these intimate cohorts, you won’t get lost in a crowd – every question gets answered and every voice is heard.

• PRO Program: Classes of only 5 participants meet weekly. Each consultant mentors a cohort of at most 20 clients over the 90-day session. You’ll bond with a tight-knit group of professionals/students all working toward similar goals, guided by an expert who keeps you on track.
• BIZ Program: Even smaller classes of just 3 participants for more intensive focus. Each consultant works with a maximum of 12 clients in the business cohort. This ultra-small group setting, ideal for business owners, means nearly one-on-one coaching within a collaborative environment.

Such small groups create a premium coaching experience. You get the benefit of peer learning and support, plusindividualized feedback on your plans and progress. Our consultants can dive deep into your questions, and you’ll form meaningful relationships with fellow participants as you progress through the program together. Many clients find that this close-knit setting not only increases accountability but also makes the journey more enjoyable and motivating.

Program Tiers: PRO and BIZ

We offer two tailored tracks under the 90DAP, so you can choose the experience that fits you best:

• 90DAP PRO (Professional) – Designed for individuals (working professionals, students, or those starting a side hustle). The PRO track covers all core content of financial literacy, credit building, and business startup basics. It’s perfect if you’re building your personal financial stability or testing the waters of entrepreneurship. You’ll get the standard small-group format (5 per class) and a supportive network of peers at a similar stage. Introductory pricing is $1,000 for the entire 90-day program (a tremendous value to jumpstart your wealth journey).
• 90DAP BIZ (Business) – Designed for entrepreneurs and small business owners who may already have a business or detailed plan and want to accelerate growth. The BIZ track includes everything in PRO plus advanced strategies for scaling a business, optimizing business credit and funding, and perhaps more customized advising on your company. With only 3 members per class, BIZ offers an even more exclusive mastermind-like environment. Introductory pricing is $5,000, reflecting the deeper level of personalized consulting and business-specific insight you’ll receive.

Why two tiers? We recognize that a one-size-fits-all approach doesn’t work in consulting – your needs as an individual professional can differ from those of a business owner. The PRO and BIZ options ensure that the curriculum and group dynamic align with your goals. Both tracks share the same 90-day structured framework and foundational lessons, but the examples, discussions, and depth of certain topics will adjust to match your context (personal finance vs. business growth). Whichever track you choose, you can be confident you’re getting targeted guidance for your situation.

(Note: The listed prices are limited-time introductory rates. As an early participant in 90DAP, you lock in a premium program for a fraction of what high-end consulting typically costs. Comparable programs and consulting services often run much higher, so take advantage of this launch pricing to invest in yourself now.)

Consultation & Next Steps

Entry into the 90DAP program requires a consultation – this ensures every participant is fully committed and ready for growth before we begin. We want to meet you one-on-one, learn about your goals, and make sure this program will truly serve your needs. This initial step is a 60-minute consultation with a MoRich advisor, and it comes at a minimum investment of $100 for the hour.

During your personalized consult, we will:

• Discuss your current financial situation, business ideas or hurdles, and clarify what you want to achieve in 90 days and beyond.
• Answer any questions you have about the program structure, content, or the outcomes you can expect.
• Begin mapping out a high-level game plan for you – so you’ll get value from this session even if you decide not to proceed (though we think you’ll be even more excited to jump in!).
• Determine together if the PRO or BIZ track is the ideal fit, and ensure you understand the commitment involved. Our programs are intensive and rewarding; we only want participants who are serious about taking action.

By having this consultation requirement, we uphold the quality and integrity of the program. Everyone in your cohort will be as serious and motivated as you are. It also means that when you join, you’re not just paying for a course – you’re entering a partnership with us, starting from that very first call.

Ready to get started? Scheduling your consult is the next step on your journey to wealth. The consultation fee is a small upfront commitment that signals you’re serious about changing your financial future. (And if you enroll in the program, consider it a down payment on the new wealth and knowledge you’re about to build.)

Start Your Journey Toward Generational Wealth

Don’t let this opportunity pass if you’re hungry for change. The 90-Day Assessment Program gives you a proven structure, expert support, and real-world strategies to finally bridge the gap between where you are and where you want to be. It’s time to move beyond quick fixes and start building lasting wealth and business success with confidence.

Imagine yourself 90 days from now – financially savvy, running your business or finances with clarity, and on track to achieve goals that once felt out of reach. That’s the outcome we’re committed to delivering, and we have the framework to get you there (backed by the same principles that drive the world’s top consultants).

Your journey toward generational wealth and financial freedom can start today. Entry is by consultation only, so take the first step now:

➡️ Click the link to request your 1-hour consultation (only $100) and secure your spot in the program.

Every great success story begins with a single step. This is yours. Let’s map out your future and create real momentum together. Start building not just credit, but legacy. We look forward to guiding you in the 90DAP and celebrating your wins on the way to lasting wealth!